What is a Conventional Mortgage?
These are the most common types of loans, falling below secondary market loan limits of $417,000. Conventional mortgage loans include fixed rate and adjustable rate mortgages (ARMs), first-time homebuyer loans, trust deed mortgages and more. Most require a down payment, but there are choices that can reduce or completely eliminate the need to put money down. Note that most programs will require private mortgage insurance if the down payment on your loan is less than 20 percent. We can show you which option is best for your situation.

	Fixed rate and adjustable rate conventional mortgages First-Time homebuyer conventional mortgages 100% financing conventional mortgages Conventional mortgages for borrowers with "less-than-perfect" credit Combined 1st and 2nd trust deed conventional mortgages Stated-documentation/no-documentation conventional mortgages

Where do I Start?
The best thing to do is contact us for a no-obligation free consultation and rate quote. We can tell you in a few minutes which choice works best for you and quickly pre-approve you free of charge. To schedule an appointment, please call 952.393.9333 for immediate assistance.